I Manage Your Portfolio.
You Keep Your Life. Fee-only fiduciary portfolio management.

NarStar LLC is registered with the State of Utah (CRD #337496). You can verify my registration on IARD (opens in new tab) at any time. I also passed the Series 65 and SIE exams. My full background, fees, and how I operate are disclosed in my Form ADV, which is linked on this page.

A fee-only investment adviser earns revenue only from client advisory fees, not commissions, product sales, or referral payments. My only income is the annual advisory fee on this page.

Your money is held at Interactive Brokers (opens in new tab), a publicly traded brokerage, in an account in your name. I have trading authority to manage your investments. But I can't withdraw your money or move it anywhere. You can log in and see everything anytime.

You pay one annual fee based on which portfolio you choose: 0.60% for Income, 1.20% for Growth, or 1.60% for Speculative. That fee is deducted quarterly from your account. No commissions, no referral fees, no signup fees. See the full fee schedule in my Form ADV (opens in new tab).

Yes. My minimum is $100. I started this firm specifically because most advisers won't work with people who don't already have a lot of money. If you have $100 and want professional management, that's real work to me.

It means I'm legally required to put your interests ahead of mine. I can't recommend something because it pays me more. I can't sell you insurance products or earn commissions. My only revenue is the fee you see on this page. Remaining conflicts are disclosed in Form ADV.

Yes. There are no lock-up periods, no exit fees, and no penalties. If you want to leave, I process it and you keep your account at Interactive Brokers (opens in new tab) with all your holdings intact. If you leave mid-quarter, the advisory fee is prorated to your exit date. You only pay for the days the account was managed.

Yes, and they're disclosed. My advisory fees differ by portfolio: 0.60% for Income, 1.20% for Growth, and 1.60% for Speculative. That means I earn more from higher-fee portfolios. My fiduciary duty legally requires me to recommend based on your goals and how much loss you can handle, not fee size. All conflicts are described in Form ADV Part 2A (opens in new tab).

Index funds and ETFs own hundreds or thousands of companies, including ones you'd never choose on purpose. With individual stocks, I build a focused portfolio of companies I've researched. You know exactly what you own. That concentration means a few bad picks hurt more than they would in a broad index. That's real risk, and it's a trade-off to think through carefully before you start.

Robo-advisors are automated platforms that build diversified ETF portfolios based on a short questionnaire about your goals and comfort with volatility. I'm a registered investment adviser who picks individual stocks. No algorithm. I make the buy and sell decisions myself. Email me a question. I'll answer it. The honest trade-off: robo-advisors charge less (typically 0.25% or less) and hold hundreds of companies. I charge more, hold fewer, and make the calls manually. If you want low-cost automated indexing, robo-advisors are probably the better fit. If you want someone actually picking your stocks and answering your emails, that's what I do.